TERMS OF SERVICE

Effective Date: March 10, 2026

TERMS OF SERVICE

Urban One, Inc. and its family of affiliate and subsidiary entities, including but not limited to Interactive One LLC d/b/a IONE Digital, TV One, LLC; Cleo TV, LLC; BlackPlanet, Bossip, MadameNoire, LLC; and Reach Media, Inc. ("Urban One," "we," "us," or "our") are pleased to provide you with its websites, digital and social media, applications, content, and other services, surveys, sweepstakes, and contests (collectively, the "Services"). These Terms of Service ("Terms") apply to all Urban One Services that link to these Terms, regardless of the platform or device used. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE URBAN ONE SERVICES, AS THEY AFFECT YOUR LEGAL RIGHTS AND OBLIGATIONS. If you do not agree with these Terms, please do not use our Services.

In some instances, you may be asked to agree to separate Additional Terms setting forth additional conditions for a service or product offered by Urban One, such as our OneVIP Program and debit card. Any Additional Terms are incorporated by reference into these Terms; where they conflict, the Additional Terms control unless they state otherwise. We may update and modify these Terms at any time, and your continued use of the Services after an update constitutes your agreement to the updated Terms.

Account Access and Security

You may be required to create an Account to access certain areas of the Services, and you agree to provide current, complete, and accurate registration information and to keep it updated. You are responsible for all activity under your Account and for maintaining the confidentiality of your username and password; Urban One is not liable for any loss you incur from someone else using your Account. You agree to notify us immediately of any unauthorized use or other breach of security relating to your Account, and Urban One reserves the right to terminate your Account if we determine, in our sole discretion, that you have violated these Terms.

Our Intellectual Property Rights and Limited License to You

Your use of the Services is limited to personal, non-commercial use. All copyrights, trademarks, service marks, trade names, trade dress, software, text, displays, images, videos, audio, and other intellectual property in the Services (collectively, IP Assets) are owned by Urban One or our licensors, and nothing in these Terms conveys any right, title, or interest in Urban One Content except the limited rights expressly granted. Urban One grants you a limited, non-exclusive, non-transferable, revocable license to access the Services for the sole purpose of enabling your permitted use and enjoyment of them; this license is revocable at any time, without notice and with or without cause, and any unauthorized use will terminate it.

Trademarks

Urban One, and all related names, logos, product and service names, designs, and slogans are trademarks of Urban One or its affiliates or licensors, and must not be used without Urban One's prior written permission. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.

Acceptable Use Policy

As a condition of using the Services, you may not: interfere with other users' ability to use or enjoy the Services; threaten, abuse, harass, or invade the privacy of any third party; impersonate any person or entity or misrepresent your age or affiliation; upload or distribute unlawful, threatening, abusive, libelous, defamatory, obscene, or otherwise inappropriate content; take action that burdens the Services or servers, or distribute viruses or harmful code; attempt to gain unauthorized access to systems or use bots, scrapers, or data-mining tools against the Services; use the Services for public or commercial purposes without Urban One's prior written consent; collect other users' information for unsolicited advertising; or use the Services, including artificial intelligence, for any unlawful purpose. BlackPlanet users must also review and agree to the BlackPlanet Community Guidelines. Urban One reserves the right to suspend or terminate access, or pursue other remedies, for any material violation of these provisions.

User Generated Content; No Obligation to Monitor

The Services may allow you to post text, images, audio, video, or other content (User Generated Content), which you are solely responsible for. You represent that any User Generated Content you post is your own creation, free of third-party logos, trademarks, or music you do not have rights to, complies with the Acceptable Use Policy, and does not misrepresent your identity. By posting User Generated Content, you grant Urban One a non-exclusive, sublicensable, irrevocable, royalty-free, worldwide license to use, reproduce, publish, distribute, and create derivative works from it, including your name and likeness, across all media, without notice, attribution, or compensation.

You are entirely responsible and liable for your User Generated Content and agree to indemnify Urban One and its affiliates against claims arising from it. Urban One has the right, but not the obligation, to monitor, screen, remove, or modify User Generated Content or communications at any time, for any reason, without prior notice, and is not responsible for opinions, views, or advice posted by users, nor obligated to resolve disputes between users.

Submissions

It is Urban One's policy not to accept or consider unsolicited creative materials, ideas, or suggestions outside those we specifically request, to avoid misunderstandings about independently developed content. Any communication or material you transmit to Urban One will be treated as non-confidential and non-proprietary, is deemed Urban One's property, and its disclosure constitutes an assignment to Urban One of all worldwide rights, titles, and interests in it. Urban One is under no obligation to keep submissions confidential, pay compensation for them, or respond to them.

Copyright Infringement Policy (DMCA)

Urban One follows the notice-and-takedown procedures of the Digital Millennium Copyright Act (DMCA) and has a designated agent for receiving infringement notices; we may terminate the accounts of repeat infringers. Notices under 17 U.S.C. section 512 should be sent to: Business & Legal Affairs, Interactive One, LLC, c/o Urban One, Inc., 1010 Wayne Avenue, 4th Floor, Silver Spring, MD 20910, USA, or by email to dmca@interactiveone.com, and must include the signature, identification of the copyrighted work and infringing material, contact information, and good-faith and accuracy statements required by the DMCA.

Meetups

Urban One may offer tools for users to schedule face-to-face Meetups with other users in public settings. Urban One does not endorse, sponsor, approve, oversee, or control such Meetups unless stated otherwise in writing; participation is voluntary and solely at your own risk, and Urban One bears no responsibility for activities that take place at any Meetup.

Disclaimer of Warranties and Limitation of Liabilities

The Services are provided as is and as available, and your use of or reliance on any advice or information from the Services is at your own risk. Urban One disclaims all warranties not expressly set out in these Terms, including merchantability, fitness for a particular purpose, and non-infringement, and does not warrant the Services will be error-free, uninterrupted, or free of harmful components. Urban One will not be liable for indirect, incidental, special, or consequential damages, and our total liability to you for all damages, losses, and causes of action shall not exceed fifty U.S. dollars (US $50). These limitations do not affect your rights as a consumer or purport to limit liability that cannot be excluded under the law of your usual place of residence.

Third-Party Websites and Content

For your convenience, the Services may link to websites of other persons or entities (Third-Party Websites) that are not controlled by Urban One. Your use of Third-Party Websites is at your own risk, and the inclusion of a link does not imply Urban One's endorsement of that site.

Linking Policy

Urban One grants revocable permission to link to the Urban One Services, provided your website does not imply Urban One's endorsement, present false or disparaging information about Urban One, contain distasteful or objectionable content, and is owned or controlled by you or otherwise permits you to link subject to these Terms. Urban One reserves the right to prohibit linking to the Services for any reason, in its sole discretion, even where the linking otherwise complies with these requirements.

Charges for Urban One Services

Urban One may charge for access to portions of, or all of, the Services and reserves the right to change such charges at any time, with advance notice and an opportunity for you to subscribe or unsubscribe. You are responsible for all applicable taxes and any third-party fees, such as mobile data plans or text message charges, which are not included in the cost of the Services.

Dispute Resolution: Arbitration Agreement, Class-Action Waiver, and Jury Waiver

If you pursue a legal claim against Urban One, you agree to binding arbitration administered by JAMS under its Streamlined Arbitration Rules & Procedures, with limited exceptions for individual small-claims court actions. By using the Services, you give up your right to go to court and to participate in a class action or other class proceeding; your rights will instead be determined by a neutral arbitrator, and the arbitrator may grant any relief a court could. If this arbitration agreement is held unenforceable, litigation may be commenced only in the federal or state courts located in New York, New York.

Governing Law. The laws of New York, U.S.A., and the Federal Arbitration Act govern any disputes arising out of these Terms or the Services, except where prohibited by law or superseded by mandatory consumer protection legislation. Venue. Except for claims properly brought in small claims court, all claims that are not submitted to arbitration will be litigated exclusively in the federal or state courts of New York, New York, and you consent to those courts' jurisdiction and waive any inconvenient-forum objection.

General

No failure or delay by Urban One in exercising any right under these Terms operates as a waiver of it. If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect, and section titles are for convenience only. These Terms and any Additional Terms represent the entire agreement between the parties and supersede all prior understandings, and may not be amended except in text form by the party to be charged. You may not assign your rights or obligations under these Terms without Urban One's prior written consent.

Contacting Us

If you have any additional questions or concerns about these Terms of Service, please contact us at: Business & Legal Affairs, Interactive One, LLC, c/o Urban One, Inc., 1010 Wayne Avenue, 4th Floor, Silver Spring, MD 20910, USA, or by email at ionelegal@ionedigital.com.